All opinions Top Picks Most Discussed Crypto Premium Traders API
comment
USDC

10.5% to Borrow USDC with BTC Collateral — High Cost, Check Liquidation Risk

I'm seeing a quoted 10.5% interest to borrow USDC using BTC as collateral. That rate strikes me as relatively high for a secured crypto loan and likely reflects platform risk, high volatility of BTC, or a conservative loan-to-value (LTV) policy.

I would check the exact LTV, liquidation threshold, origination fees and cadence of interest (annual vs. APR compounding). Also confirm whether the rate is fixed or variable and compare offers across reputable CeFi and DeFi lenders.

Source available for registered users Sign Up Free

Analysis

10.5% APR for a BTC‑collateralized USDC loan is above typical secured borrowing costs; the premium likely compensates for collateral volatility, platform credit risk, or a high safety margin. Key driv...

Recommendation

If the liquidity need isn't urgent, I would shop for lower rates, reduce requested LTV, or consider selling a portion of BTC instead. If you must borrow at 10.5%, keep a healthy collateral buffer, mon...

Disclaimer

The Analysis and recommendations provided are for informational purposes only. Any investment decisions should be made at your own risk. Past performance is not indicative of future results. Always conduct your own research and consider consulting with a financial advisor before making any investment decisions.

You might also be interested in:

buy
USDC

USDC 10% Yield Up to $100K — My Take

I believe USD Coin (USDC) is providing a 10% yield for balances up to $100,000. This view highlights a high stablecoin APY opportunity, emphasizing yield potential, platform credibility checks, and risk management for crypto investors.
Read full + analytics
buy
USDC

USDC Offers 10 Return Up to $100K — Stablecoin Yield Opportunity

I assert USD Coin (USDC) provides a 10 return on holdings up to $100,000, positioning it as an attractive stablecoin yield option for crypto investors seeking low-volatility income.
Read full + analytics
sell on strength
USDC

Caution Needed When Transferring USDC Between Blockchains via xPortal

Learn why it's crucial to avoid cross-chain USDC transfers from MvX to Ethereum in xPortal to prevent fund loss.
Read full + analytics
sell
USDC

USDC Surpasses USDt in Crypto Salary Payments in 2024

In 2024, USDC leads in crypto salary payments, outpacing USDt despite trading dominance, highlighting its growing importance in crypto payroll solutions.
Read full + analytics
partial buy
USDC

USDC Dominates Crypto Payroll in Rapid Growth of Stablecoin Usage

USDC is now the top choice in the booming crypto payroll industry, capturing over 60% of crypto wages in 2024, driven by transparency, faster settlement, and lower fees. Discover how stablecoins are reshaping global salary payments and their implications for the crypto ecosystem.
Read full + analytics
comment
USDC

USDC Confirmed on Ethereum Network: My Personal Verification

Quickly verify USDC's presence on Ethereum, confirming its accessibility and liquidity in the crypto market.
Read full + analytics
strong buy
USDC

Evaluating USDC Allocation: High APR Limited to Initial Investment

Expert analysis on USDC staking: maximize your returns by understanding APR limitations for larger investments.
Read full + analytics
don't buy
USDC

USDC/USDT Trading Volume Shows Strong Buying Interest Amid Stable Price

Analyzing USDC/USDT trading data reveals strong buying interest with high volumes and minimal price change, indicating market stability and potential bullish signals for stablecoin traders.
Read full + analytics
watch
USDC

Personal USDT and USDC Cash Purchase Announcement

An announcement of a face-to-face cash purchase of stablecoins USDT and USDC with a minimum of $6,000, highlighting secure and favorable transaction conditions.
Read full + analytics
sell
USDC

Selling 2,500 USDC on ERC-20 Network, Act Quickly

Selling 2,500 USDC stablecoins on Ethereum ERC-20 network. Contact now for potential purchase and transaction details.
Read full + analytics