401(k) Access Could Drive Massive Crypto Adoption — Watch for Implementation

I see the new executive order allowing 401(k) plans to include Bitcoin and altcoins as a major adoption catalyst. Opening a $9 trillion retirement market to crypto could materially increase institutional flows and mainstream acceptance.

That said, retirement inflows will magnify both upside and downside volatility and invite closer regulatory oversight. The long-term impact depends on plan-level implementation, custody solutions, and fiduciary guidance.