Could global banking switch to XRP? A transformative possibility?

If the whole banking sector adopts XRP, I see potential for significant transformation in global payments infrastructure. XRP's fast transaction speeds and low costs make it an attractive option for banks aiming to improve cross-border payment efficiency. I believe this could catalyze wider institutional adoption, which in turn might influence XRP's price positively. However, such a systemic shift would require overcoming regulatory hurdles, technological integration challenges, and competition from existing payment networks. The transition would also necessitate confidence in XRP's stability and governance by financial institutions. Given these considerations, I think XRP stands at a pivotal point; broader adoption could unlock substantial value, but it hinges on overcoming significant barriers and demonstrating resilience in the financial ecosystem.