Crypto Investor Reverts to Collateralized Loans in DeFi to Maximize Opportunities Amid Market Uncertainty

I find myself overwhelmed by the multitude of options available for investing capital in various crypto projects. It's clear that selecting the right winners is crucial, or I risk missing valuable opportunities. This is fueling my FOMO — I’m eager to jump into one project, then another, and then a third, but the pressing question is where to get USDC funds? In the past, I used a strategy of opening a loan secured by my assets such as Bitcoin, Ethereum, and Dogecoin. It seems I’ll need to revert to this approach once again. My go-to method involves visiting Binance Loans to take out a USDC or USDT loan against my HODL coins. Then, I move to Aave to do the same. It’s important to keep the health factor low, ideally around 0.5 Loan-to-Value, to maximize safety. Currently, interest rates on stablecoin loans hover around 5–6% annually, while the projects are offering returns of 10% or more. This creates a simple, effective way to grow my stack without liquidating my trusted holdings. I have already invested all available liquidity into Almanak and Etherex. I’m planning to add a bit more to participate in Multipli through Yarm_AI, which is launching in a couple of hours. This approach allows me to leverage my existing assets efficiently, take advantage of high-yield opportunities, and avoid selling my core crypto holdings. I believe using decentralized finance (DeFi) platforms for collateralized loans is a prudent strategy for active investors seeking to capitalize on market opportunities without sacrificing their long-term positions.