Monero: Strong Privacy, High Regulatory Risk

I view Monero as the leading privacy-focused cryptocurrency: strong on-chain privacy features, an active developer base, and real utility for users who need fungibility. I respect its engineering (RingCT, stealth addresses) and its tail emission that keeps miner incentives aligned.

At the same time, Monero faces meaningful regulatory and liquidity headwinds — exchange delistings and AML scrutiny can restrict access and amplify price volatility. That regulatory uncertainty makes execution and custody more complicated than for mainstream coins.

I treat XMR as a high-risk, specialist exposure: I would monitor regulatory signals closely, keep any allocation small, and prefer buying on clear weakness or after improved exchange access rather than buying on strength.