SEC's New Rules Accelerate XRP ETF Approval Outlook for Fall 2025

In my view, the recent SEC developments significantly boost the prospects for an XRP ETF approval, especially with the proposed rule changes that streamline the listing process. The SEC's new standards, which allow coins with over six months of futures trading on major platforms like Coinbase, effectively shorten the review period from potentially 240 days to just 75 days. This change creates a more straightforward pathway for XRP and similar altcoins to gain ETF approval, provided futures trading is active for at least six months. Additionally, the recent shift towards in-kind creation and redemption mechanisms in crypto ETFs is a key catalyst. Allowing authorized participants to create or redeem ETF shares directly using actual cryptocurrency reduces settlement costs and aligns crypto products with traditional commodity-backed ETFs like gold. This move enhances the practicality and attractiveness of listing such ETFs and could accelerate approval timelines. The analyst’s prediction of an 85% chance of XRP ETF approval by September-October 2025 seems plausible given these regulatory shifts and the ongoing contract between Ripple and the SEC. Once the six-month futures threshold for XRP is met, the last major hurdle appears to be the legal dispute. Reports suggest both parties may dismiss appeals before the August deadline, potentially clearing the way for final SEC approval, which would be a significant milestone. Overall, these regulatory updates and the resolution of legal uncertainties make a compelling case for imminent XRP ETF approval, leading to increased market liquidity and investor participation. Traders should monitor these developments closely, as a favorable ruling could trigger substantial price movements in XRP and related digital assets.