XRP Ledger Positioned as Payment Infrastructure — Monitor Adoption, Not Hype

I view the CTO's framing of the XRP Ledger as core financial infrastructure as bullish for XRPL's narrative: it reinforces the ledger's value proposition for fast, low-cost settlement and interoperability with banks and tokenized assets. I find this credible because protocol improvements and enterprise partnerships gradually shift perception from speculative token to infrastructure layer.

That said, adoption and regulatory clarity remain the real catalysts. I will watch on-chain volume, settlement flows, partnership announcements, and any regulatory developments to validate whether the narrative translates into sustained demand for XRP.