Monero: Strong Privacy, Watch for Regulatory Risk

I view Monero (XMR) as a purpose-built privacy coin with robust on-chain privacy features and an active developer community. Its technical strengths — ring signatures, RingCT and other obfuscation techniques — give it a clear utility niche.

That said, XMR carries meaningful regulatory and liquidity risks: periodic exchange delistings, compliance pressure and limited mainstream on‑ramp options increase volatility and downside scenarios. I treat it as higher risk than most large-cap coins.

I watch network activity, exchange listings and regulatory headlines closely. I wouldn’t allocate heavily now; I’d consider small, tactical exposure only if my risk limits allow or if clear positive regulatory or liquidity signs appear.